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The first collaborative bank

More people, less banking

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The Product
Once you download our application you will immediately begin to enjoy a number of industry leading features.
1
The Card
When you open a 2gether account, you will receive a contactless debit card with some unique features to make your life easier:
2gether credit card
Chose the balance you want to pay with.

2gether’s card will debit against your euro balance by default, but you can use your other balances: other currencies, cryptocurrencies (Ethereum, Bitcoin, etc.). These other balances will be converted into euro at the most competitive rate available before charging. Eventually you will be able to choose from other non-financial assets you may own such as electricity, fuel or mobile data.

ATM withdrawal.

The 2gether card allows you to activate and deactivate the following functions:

  • Full card control, the ability to enable or disable the card, wherever you are.
  • Online shopping.
2gether credit card
Take control of your expenses by category.

Enable all of your transactions to be classified into their respective categories and utilise the FLAP assistant to search for specific financial movements.

Set automatic "recipes".

Your card has three fundamental "recipes" that, once activated, will allow you to:

  1. Pay in foreign currencies with the best possible exchange rate.
  2. Round up your payments to save that additional money into a separate account
  3. Finance your purchases automatically from an amount you choose
Roadmap
Where we have been and where we are going.

Design Thinking:
How a bank should be?
(Apr 2016)

amazon

Join AWS
start-up program
(Sep 2016)

UX/UI & Front-End Development Starts
(Dec 2016)

KYC and Digital Onboarding integration compliant with EU rules.
(Apr 2017)

Development begins:
Blockchain, Big Data, AI & Machine Learning
(Aug 2016)

ethereum

Blockchain development starts (Ethereum)
(Oct 2016)

AI & Machine Learning
Algorithms Development Starts
(Jan 2017)

halcash

Halcash integration:
agreement for ATM crypto withdrawal -US & Spain-
(Jan 2018)

atkearney

ATK consulting for strategic deployment and value proposition
(Jul 2017)

Back-End Development Starts
(Apr 2017)

Non-Financial Asset
Tokenization Development Starts
(Jan 2018)

visa

Partnership with Electronic Money institution -Pecunia Cards- for 2gether VISA issuance
(Nov 2017)

geortownlogo

Georgetown MBA executive team Collaboration for Financial marketplace design
(May 2017)

European Electronic Money License application
(Apr 2018)

Non-Financial Asset Tokenization PoC: Gasoline, Electricity, Telco
(Jun 2018)

Europe & US Product Launch Invitational Beta
(Nov 2018)

Beta Release: Blockchain ID, Bank aggregation, Personal Finance Manager, AI financial advisor, Crypto wallet.
(Mar 2018)

First Financial Market Place Integrations starts: Loans, Insurance & Investment
(May 2018)

User's Personal Data Control System Development Starts
(Jul 2018)

Europe Public Release
(Q1 2019)

US Product Launch
(TBD)

Apr 2016 Design Thinking: How a bank should be?
Aug 2016 Development begins: Blockchain, Big Data, AI & Machine Learning
Sep 2016 Join AWS start-up program
Oct 2016 Blockchain development starts (Ethereum)
Dec 2016 UX/UI & Front-End Development Starts
Jan 2017 AI & Machine Learning Algorithms Development Starts
Apr 2017 KYC and Digital Onboarding integration compliant with EU rules
Apr 2017 Back-End Development Starts
May 2017 Georgetown MBA executive team Collaboration for Financial marketplace design
Jul 2017 ATK consulting for strategic deployment and value proposition
Nov 2017 Partnership with Electronic Money institution -Pecunia Cards- for 2gether VISA issuance
Jan 2018 Halcash integration: agreement for ATM crypto withdrawal -US & Spain-
Jan 2018 Non-Financial Asset Tokenization Development Starts
Mar 2018 Beta Release: Blockchain ID, Bank aggregation, Personal Finance Manager, AI financial advisor, Crypto wallet
Apr 2018 European Electronic Money License application
May 2018 First Financial Market Place Integrations starts: Loans, Insurance & Investment
Jun 2018 Non-Financial Asset Tokenization PoC: Gasoline, Electricity, Telco
Jul 2018 User's Personal Data Control System Development Starts
Nov 2018 Europe & US Product Launch Invitational Beta Pre ICO Investors priority
Q1 2019 Europe Public Release
TBD US Product Launch
Partners
We have partnered with the below institutions to bring you 2gether. They are an invaluable part of our process.

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