2gether is not just a NeoBank aimed at displacing incumbent banks, it is also a financial platform that strives to dramatically improve the personal economies of its users.

We are building a financial platform that we believe our users would build for themselves; where money goes beyond euros and dollars. Exponential technologies augment and simplify users financial decisions while also enabling the possibility to share revenues with users based on each of their particular contributions.

2gether was founded in 2016 and we currently have around 30 people working on our economic and financial platforms.

Management Team

Ramón Ferraz Ramón Ferraz
Ramón Ferraz
Chief Executive Officer

Ramón is a serial entrepreneur and former management consultant with broad experience in banking strategy, open banking, and value transformation.

He has 15 years of experience in tier 1 consulting firms A.T. Kearney and Monitor Deloitte, focusing on the financial services and private equity industries, and has co-founded and led start-ups in the lodging and student accommodation industries. He holds a telecommunications engineering degree and is a Chartered Financial Analyst.

Salvador Casquero Salvador Casquero
Salvador Casquero
Founder/ Chief Business Development Officer

Salvador has more than 25 years of experience in the banking sector. He has held various positions mainly focused on Forex and electronic business.

He has worked for several banks including JP Morgan, BBVA, LaCaixa, and Banco Sabadell. He holds an Industrial Engineering degree from Universidad Pontificia de Comillas (ICAI), and since 2010 has been researching and building concepts on blockchain.

Salvador Carrillo Salvador Carrillo
Salvador Carrillo
Founder/ Chief Marketing Officer

Salvador has more than 20 years of experience in digital businesses. In 2004 he founded Mobile Dreamsa consultancy firm and venture builder focused on mobility. He is also an investor and co-founder at various start-ups: MediaSmart leading adtech European mobile company; GELT cashback wallet for FMCG brands and supermarkets; Moviplans, an e/m solutions sold to DIA Group in 2015; and private investor at wasabijobs. Since 2014 he is part of the Endeavor’s entrepreneurs network.

Alejandro Tobar Alejandro Tobar
Alejandro Tobar
Chief Financial Officer

Alejandro has over 15 years of financial management experience. He holds a degree of Engineering from Universidad Politécnica de Madrid and an MBA from IE Business School.

Founder of Mentoria Consultores a Spanish financial services firm. He is Member of the Board of Directors of Media Smart, an adtech European mobile programmatic company, and Duplex Elevación a leading Spanish lift company.

Víctor Dertiano Víctor Dertiano
Víctor Dertiano
Chief Technology Officer

Victor has more than 10 years of experience in information systems and business intelligence projects. He has worked in tier 1 and tier 2 financial entities organizing, managing, and implementing the information systems within the financial sector.

He is an expert in the design of business intelligence and big data architecture. His experience encompasses the design and development of all components of said architecture including reporting systems and modules of data extraction, transformation and load. He specializes in project planning and team coordination.

Luis Estrada Luis Estrada
Luis Estrada
Founder/ Technology Senior Vice President

Luis has more than 15 years of experience leading IT consulting projects in Tier 1 financial institutions. He holds a Computer Engineering degree from Universidad Pontificia de Comillas (ICAI).

CEO and Co-founder at three international companies: BI Geek, a business intelligence and Big Data consulting firm; Mirai Advisory, a boutique consulting firm for ALM and Structural Risk (Interest Rate Risk and Liquidity Risk); and Tadaima, a UI/UX studio design. The group constituted by these three companies has more than 80 employees and operates in the US, Spain, Mexico, and Chile.

Antonio García-Urgelés Antonio García-Urgelés
Antonio García-Urgelés
Founding Partner

Antonio is a founding partner and advisor of several technology companies. Antonio helps to build sustainable mobile-first businesses. He is an investor in several companies and advisor in VC.

Antonio help building sustainable mobile-first businesses, he is investor in several companies and advisor in VC.

BlockChain / Big Data

Cyril Álvarez Cyril Álvarez
Cyril Álvarez
Head of Blockchain

Cyril has over 7 years experience in the Financial Industry working for hedge funds, private banks and brokerage firms, as a Sales/Execution Trader Cyril has covered major european institutional investors in London and Geneva. He also possesses a solid foundation in programming languages, including: JavaScript, MEAN stack and Solidity. He is a Certified Bitcoin Professional (CBP), Blockchain Developer (CBD), Solidity Developer (CSD) & Smart Contract Developer (CSCD) with a broad knowledge of Cryptocurrencies and Cryptoeconomics.

He currently works on blockchain development and deployment at 2gether.

Francisco Guerrero Francisco Guerrero
Francisco Guerrero
Head of Big Data

Francisco is a technical computer engineer who holds a Masters Degree in Big Data and Analytics. He has more than six years of professional experience in Business Intelligence and Big Data projects in the banking sector, with knowledge of Spark, Scala, Hadoop, SQL & NoSQL Data Bases, and ETL tools.

He is currently a Supervisor at BI Geek. He is working at 2gether as a developer of the information system with big data technology.

Saad Khalid Saad Khalid
Saad Khalid
Big Data Engineer

Telecommunication engineer who is passionate about learning new big data technologies. His experience has been centered around developing distributed data processing processes and Java backend development. 

He is currently working in the development team of 2gether bank, contributing to the platform development using Big Data technologies such as Spark, Cassandra and Scala.

Big Data Developer at BI Geek, he is working fulltime at 2gether.

Adrian Fernandez Adrian Fernandez
Adrián Fernández
Big Data Analyst

Adrián has several years of experience in Consulting and Project Management. He has also co-founded Siete60, a business intelligence consultancy group. He relishes the discover of new knowledge gained in a practical manner by learning and working in several fields. His current emphasis is Big Data technology and its application in the financial sector. He is experienced across Tableau, Spark, Scala, Cassandra, and Redshift.

He holds both a Bachelor in Computer Science and Networks and a Master in Big Data from U-tad University.

FrontEnd / UX-UI

Alvaro Estrada Alvaro Estrada
Alvaro Estrada
UX/UI Design Director

Alvaro has over 15 years of digital design experience. He has worked for a number of high profile clients including Nike, Red Bull, Condé Nast and Vodafone. After spending a significant portion of time as both a digital designer and an art director for various advertising agencies, he joined Mobile Dreams Factory where he leads the company’s design team. After five years he joined The Cocktail to work as a Senior UI/UX designer.

In April of 2016 he opened Tadaima, a digital design and development studio, where he leads 2gether’s product design.

Daniel Jiménez Daniel Jiménez
Daniel Jiménez
Head of UX/UI

Daniel has over 9 years of experience working in UX/UI, Web Design. Throughout these years, Daniel has also taught web design and production as well as design of digital products in various fields, such as UX/UI, Sketch, and Frontend Development.

Before joining 2gether as the Head of UX/UI, Daniel worked for 2 years as an UX consultant for renowned companies such as BBVA, Red Bull, Real Madrid, Carrefour and Repsol.

Mario Garcia Mario Garcia
Mario García
UX/UI Designer

Mario has several years of experience in UX/UI, Graphic Design, composition and conceptualization of digital products with an emphasis on user ease of use.

He has broad experience across several industries including advertising, financial and entrepreneurial sectors working with clients like IE University, Burger King, Mutua Madrileña, Banco Santander, Gas Natural Fenosa, Massimo Dutty, Iberia, RTVE and more. He successfully manages and coordinates graphic design projects from concept through completion.

His passions lie in clean and understandable design, pixel perfection and innovative thinking.

Leandro Hernandez Leandro Hernandez
Leandro Hernández
Senior iOS Developer

Leandro is a passionate informatic engineer that has over ten years of experience in the technology industry.

He is an iOS developer and has solid foundational knowledge in the programming languages Swift and Objective C. He has contributed to, and lead, numerous FrontEnd projects utilising the MEAN stack (MongoDB, ExpressJS, AngularJS and Node.js). Recently, he has been involved in developing solutions for Fintech companies and startups, leading some innovative projects for mobile payments and iOS mobile apps.

He is a Senior iOS Developer, working full-time at 2gether.

Javier Álvarez Vaquero Javier Álvarez Vaquero
Javier Álvarez
Senior Android Developer

Javier is an Android developer with multiple years of work experience. He has been involved in several projects with Kotlin, Java, .Net, and Angular. He has experience working with start ups in several projects with companies like Real Madrid, Club America de Mexico, the Spanish public administration and more.

He is a Senior Android Developer, passionate about the design and UX, working full-time at 2gether

Daniel Alonso Daniel Alonso
Daniel Alonso
Junior Android Developer

Daniel, 2gether’s Junior Android Developer, holds a technician degree in cross-platform and web application development from IES Clara del Rey.

Following his graduation and before joining 2gether, Daniel worked for 2 years as a developer for Accenture and Movetia. Daniel is skilled in Java, Android SDK, and JavaScript all of which have been important for his career.


Rafael Ríos Rafael Ríos
Rafael Ríos
Head of Backend

Rafael is a software architect passionate about the impact of technology. He has blended both professional working environments with start ups in order to gain a wide breadth of experience. This has allowed him to observe both ongoing large projects and projects that have started from the very beginning. Due to this wide experience he is capable in microservice architecture, service oriented architecture, distributed architecture, and infrastructure management.

He is a Manager at BI Geek. He currently works in the design, development and implementation of the blockchain and backend architecture at 2gether. He is enthusiastic about emerging technologies and solving complex problems with the latest solutions. He is currently completing the Certified Ethereum Developer course.

Álvaro Martín Martín Álvaro Martín Martín
Álvaro Martín
Senior Consultant II

Álvaro Martín Martín is a Java developer. He enjoys the learning process and is always curious to learn more. He values teamwork, trying to contribute and help as much as possible, creating the best possible work environment.

His hobbies, when his young son permits him, are: reading, watching TV and movies, football and basketball.

He studied Computer Engineering in the ETSI of the UAM in 2005, and has developed his career through two companies (Wincor-Nixdorf and Drago) within which he has developed multiple projects before joining the team of BI Geek.

He has worked with Spring, Hibernate, JSF, RabbitMQ, WSO2 ESB and Maven, among other languages and libraries.

Diego Fernández Diego Fernández
Diego Fernández
Backend Developer

Diego is a software developer specialised in development utilising cutting edge technologies such as the Spring Framework, Hibernate, Web Services, SQL/NoSQL databases like Oracle 12g and MongoDB. In addition, he has and can utilise other libraries to improve efficiency where necessary.

He has experience enhancing the development process utilising tools such as Git, to manage project versions, and Maven for project management and libraries. He is knowledgeable regarding both banking and financial products.

He is a Senior Consultant at BI Geek, working fulltime at 2gether.

Carlos Martin Carlos Martin
Carlos Martin
Backend Developer

Carlos Martín is a software developer with a specialisation in backend engineering. He is passionate about the promises of new technology and constantly striving to learn new skills. He actively works with Maven, Spring framework, Hibernate, jsf and a variety of databases.

He holds certifications from CES Juan Pablo II and IES Antonio de Nebrija.

Edgard Zelaya Edgar Zelaya
Edgard Zelaya
System Architect

Edgard is a System Architect with more than 9 years of experience in IT, Consulting and Fintech sectors.

He is responsible for the cloud system infrastructure at 2gether and has a deep level of engagement in areas such as cloud computing, containers, and automation.

Edgard Holds a Masters in Computer Networking and Telecommunication from Universidad Politécnica de Madrid.

Jaime Hernández Ortiz Jaime Hernández Ortiz
Jaime Hernández
Senior Consultant

Jaime is a JAVA developer with multiple years of work experience. He has worked as Senior Consultant in projects within the Spanish public administration. He is currently a developer at 2gether implementing microservices utilizing technologies such as Spring Boot, Kubernetes and others.

Jaime is a Senior Consultant at BI Geek, working fulltime at 2gether

Ángel Murillo Ángel Murillo
Ángel Murillo
Backend Architect

Angel, 2gether’s Backend Architect, has over 10 years of experience working with Java as both a Senior Java Developer and Lead Backend Engineer. He has a passion for software design patterns and is goal oriented in finding new challenges to enhance his technical understanding of new trends.

Angel likes spending his free time researching, training and assimilating new technologies.

Product, Marketing & People

Marta Reiz Marta Reiz
Marta Reiz
Product Owner

Marta has over 8 years of Product Management experience and holds a Masters Degree in Multimedia Engineering. In addition, she is a certified Scrum Product Owner.

Marta has worked on Research and Development projects, Software and Hardware, and has managed several products throughout her career ranging from Product Vision to Production.

Nuria Martínez Nuria Martínez
Nuria Martínez
Head of People and Talent

Nuria is our Head of People and Talent with many years of experience in Human Resources as well as Talent Development.

She is a top class HR professional who brings operational experience on the purchasing and service side of business which makes her a true asset for multinational companies such as 2gether.

Rory Semple Rory Semple
Rory Semple
Head of Marketing

Rory is a marketing professional with experience building brands in the Fintech space. Having lived in the USA, UK, Peru, India and currently in Spain, he has an entrepreneurial mindset and an honest approach to clients and business development.

Rory is experienced with, and holds certifications in, Google Analytics, AdWords, and Inbound Marketing. He is knowledgeable about Blockchain, Cryptocurrencies, Big Data, AI and NLP. Rory holds an MA Politics (Hons) from the University of Edinburgh and a Masters in Management from IE Business School.

Vana Kassardjian Vana Kassardjian
Vana Kassardjian
Digital Marketing Specialist

Vana started her journey with a Bachelor in Chemical Engineering at the American University of Beirut. However, following her entrepreneurial spirit and flair for business she worked to get a Masters in Management from IE Business School with a specialization on Digital Business. Merging her passions for technology and business, Vana joined 2gether as the Digital Marketing Specialist of the team.

Vana holds certifications in Google Ads and Google Analytics and is skilled in AutoCAD, Matlab, Python and C++. Having lived and worked in different fields in Lebanon, USA, Italy and Spain, she has a way with people from different backgrounds and a broad understanding of consumer behavior.

Álvaro Bernabéu de Yeste Álvaro Bernabéu de Yeste
Álvaro Bernabéu de Yeste
Business Analyst

Alvaro holds a Bachelor in Business Administration from IE Business School. During his time there, Alvaro founded the fintech club at IE and served as the President until graduation. With that, his interest in fintech grew and therefore he joined 2gether as the business analyst of the team.

Throughout his education, Alvaro maximized his time and gained experience interning with various renowned companies including ATKearney, Lazard, and Iberdrola. He also took part in an exchange program in the Nanyang Technological University in Singapore.

Pilar Mendivil Pilar Mendivil
Pilar Mendivil
Customer Support

Pilar has around 18 years of experience as a social worker in USA during which she developed a broad range of communication skills including active listening, empathy, emotional intelligence and patience.

After moving to Spain, she started her career in customer service and worked for World Duty Free, Altamira Real Estate and Securitas Direct. Pilar is currently the customer service representative of 2gether, offering first quality customer care to all of our users.


Be part of our team

2gether is using new technologies to revolutionize the financial world. We recruit top talent to make this a reality.

We are on a mission to change the way people interact with their finances. We are building a ‘modern mutual’ where everyone is an owner of their banking experience. For this, we need to recruit a talented, curious and world class team. We work in a collaborative way, just like 2gether. You will have the opportunity to work with the latest technologies to change the way all of us think of finance.

We’d love for you to join us on the journey. Below you will see open posts that we are currently recruiting for. If you see something that you think you’d be an excellent fit for, we’d like you to get in touch.

Our team is based in one of the Financial Districts of Madrid. It consists of around 30 people and we are currently looking to increase this number! Everything at 2gether happens in-house starting from the development of our technology all the way to marketing.

iOS Developer
Job description:

We are looking for a Front-End Developer, with 2 years of experience.

What are we looking for:

Profile of mobile application developer, mainly for iOS.

Demonstrable experience in Swift / Objective-C.

Experience in Architecture MVP will be considered valuable.

You will have the opportunity to develop within a leading company utilizing some of the latest technologies.

We are looking for a person with a positive attitude, decisive and with initiative, wanting to learn and grow within their area.

We offer to be part of a young and dynamic team. You will learn and contribute, with a positive attitude, and remain flexible, gaining a high level of knowledge in the latest technologies.

Product Owner

We are looking for a Product Owner, with several years of experience

Job description:

The product owner is in constant communication with the project partners and will be responsible for collecting the requirements and priorities of the partners in order to transmit them to the development team. You will utilise the Scrum methodology in order to fully define all the requirements, maintain the backlog, etc.

Job requirements:

Scrum certification or Demonstrable Knowledge.

Genuine Experience of Product Ownership.

Experience in IT projects, particularly in Mobile Projects and Banking.

Experience in producing requirements and meeting expectations and deadlines.

We are looking for a person with a positive attitude, decisive and with initiative, wanting to learn and grow within their area.

We offer to be part of a young and dynamic team. You will learn and contribute, with a positive attitude, and remain flexible, gaining a high level of knowledge in the latest technologies.

Front End Developer
Job description:

We are looking for a Front-End Developer, with 1-2 years of experience.

The following skills will be necessary to perform the position:

HTML-HTML5 experience.

Experience in CSS-CSS3.

Experience in JS JQuery

Domain of Layout Design Responsive.

We are looking for a person with a positive attitude, decisive and with initiative, wanting to learn and grow within their area.

We offer to be part of a young and dynamic team. You will learn and contribute, with a positive attitude, and remain flexible, gaining a high level of knowledge in the latest technologies.

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